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MAPLE CREST CAPITAL PTE. LTD.

A seasoned team of financial consultants with extensive experience working relationship across all major banks and financial institutions in Singapore. We bring deep industry knowledge, strategic insight, and a results-driven mindset to every client engagement.

We take pride in being Singapore’s leading cost-efficient brokerage, with an unwavering focus on value, integrity, and execution. At Maple Crest Capital, we do not compromise on quality and we do not overcharge. Your success is our standard.

UEN: 202008635Z

Advisory and Services

Working Capital Loan (WCL)

The Enterprise Singapore Working Capital Loan (EFS-WCL) is a government-assisted financing scheme designed to help Small and Medium Enterprises (SMEs) in Singapore manage their daily operational cash flow needs. It falls under the broader Enterprise Financing Scheme (EFS), which offers various types of loans to support enterprises at different stages of growth

Property Gear Up / cashout

A "property cash-out" in Singapore, also commonly referred to as cash-out refinancing or a home equity loan, is a financial facility that allows a property owner to unlock the value (equity) tied up in their property and receive it as cash. Instead of selling the property, you leverage its value to get a new loan or a larger loan.

Mergers & Acquisitions (M&A)

In today's dynamic business landscape, Mergers & Acquisitions (M&A) are powerful tools for growth, transformation, and value creation. Whether you're a business owner looking to sell, or a company aiming to expand through acquisition, the M&A journey is complex. At Maple Crest Capital, we are able to find that right person in guiding you through every step of this critical process, ensuring your objectives are met with precision and success.

Business Term Loan (BTL)

A Business Term Loan is a traditional form of business financing where a bank or lender provides your business with a lump sum of capital upfront. Its primary purpose is to fund significant, long-term investments or substantial one-time expenses for your business.

Mortgage Loan / Refinancing

A Mortgage Loan (also known as a Housing Loan) is a long-term loan specifically designed to help you purchase a property, whether it's a private residential property, an HDB flat, or even a commercial property.

Property Refinancing is the process of replacing your existing mortgage loan with a new loan, usually from a different bank or financial institution. It's like switching your home loan to get better terms, without actually selling or buying a new property.

Many homeowners consider refinancing at various points during their loan tenure. It's distinct from "repricing," which involves staying with your current bank but negotiating for a new loan package.

Tradeline and Invoice Factoring

A "Trade Line" or Trade Finance Facility is a type of credit line provided by banks or financial institutions specifically to facilitate international trade transactions (imports and exports). It's designed to bridge the financial gap between when a business needs to pay its suppliers (often overseas) and when it receives payment from its customers.
A trade line essentially provides a business with credit instruments and short-term loans to cover the various stages of a trade cycle:

SME Government Grants

Singapore has a robust ecosystem of government grants designed to support Small and Medium Enterprises (SMEs) at various stages of their growth journey. These grants aim to encourage productivity, innovation, digitalization, internationalization, and capability development. They are non-repayable, making them a very attractive funding option compared to loans.

Most of these grants are administered by government agencies like Enterprise Singapore (ESG) and the Infocomm Media Development Authority (IMDA), and many can be applied for through the Business Grants Portal (BGP).

1. Productivity Solutions Grant (PSG)

2. Enterprise Development Grant (EDG)

3. Market Readiness Assistance (MRA) Grant

4. Energy Efficiency Grant (EEG)

Property Caveat

A Caveat Loan is a type of secured loan where a business or individual uses their existing property (residential, commercial, or industrial) as collateral, even if it already has an outstanding mortgage. The lender secures their interest by lodging a caveat against the property's title.

Digital Loan

Traditional loan applications require applicants (both individuals and businesses) to submit various documents, including income statements, tax returns, and bank statements, to verify their financial standing. This can be cumbersome and time-consuming.

Digital loans that don't require manual submission of bank statements

Personal Financing

A Personal Loan in Singapore is a type of unsecured loan that individuals can obtain from banks or licensed financial institutions. Unlike a home loan or car loan, it's not tied to a specific asset (like a house or car) as collateral. This means the lender assesses your creditworthiness based primarily on your income, credit history, and ability to repay.

Why Choose Us?

Choosing the right financial partner makes all the difference. Here’s how we stand out:

Personalised Financing, Fair Pricing
We take time to truly understand your unique business needs. Our recommendations are tailored, never one-size-fits-all. Plus, we believe in transparent, competitive pricing — delivering real value without hidden markups you might find elsewhere.
Access to a Broad, Trusted Network
Thanks to our strong, well-established relationships with banks and diverse lenders, we open doors to more financing options — increasing your chances of securing the best fit for your business.
Simple, Transparent Process
We keep every step clear and straightforward. No jargon, no hidden terms — just honest guidance so you always know what to expect.
Built on Trust and Integrity
Your best interests guide us. We’re committed to ethical advice and open communication, earning your confidence every time we work together.
A Partner for the Long Run
We don’t just provide loans; we build lasting relationships. As your business grows and changes, we stay by your side, adapting our support to help you succeed.

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